Buyer Resources
***
The most important thing a buyer should know ***
The Buyer does not
pay any commission to the Agent/Realtor for the
services they receive. The services provided to
you are absolutely FREE!
The Commission the Realtor earns comes from the
seller of the property. You, as a buyer, do not
pay any commision to your agent.
With all of today's laws, codes, and legalities
surrounding the purchase and sale of homes, you
need a qualified professional Agent
representing you...
That is
why I'm here!
My
services to you, the BUYER:
- I protect you morally, and ethically, to make
sure that there are no mistakes made during
the process of buying or selling any real estate.
- I guide you and advise you through the process
of buying and selling real estate with my professional
expertise.
- I update you periodically on the changes in
the market conditions, neighborhood conditions,
community changes, etc.
- I work with you every step of the way to protect
your interest:
-Giving an offer
-Negotiating an offer
-Having the property inspected
-Having the Property appraised
-Choosing a good real estate attorney to work with
-Choosing a good financial institution to work with
for your mortgage
And all these services are FREE
to the BUYER... remember
the SELLER pays the commission!
Buying a home is an exciting time
in one's life. Making the smart move of choosing
a REALTOR®
is your first step to ensuring that your new
home and community meets your needs. Our services
and experience range from financial aid to helping
you find the home that best suits you and your
family. For your convenience, we also provide
listings by email. We pride ourselves
on repeat business and hope you'll come to understand
why.
How
We Can Help :: Before
you start looking :: Closing
Costs
As
Your Agent, We Will:
-
Assure that you see all
the properties in the area that meet your
criteria.
-
Guide you through the entire
home buying process, from finding homes
to look at, to getting the best financing.
-
Make sure you don't pay
too much for your new home and help you
avoid costly mistakes.
-
Answer all of your questions
about the local market area, including schools,
neighborhoods, the local economy, and more.
Before
You Start Looking For Your New Home:
-
Check your credit
rating. Straighten out
any errors before its too late.
-
Determine a comfortable
monthly budget for your new purchase, including
down payment and monthly payment.
-
Find a loan
program that meets your needs
and get pre-qualified (preferably pre-approved).
-
Choose a REALTOR®
that you trust and who understands your
needs.
-
Determine what neighborhood
best matches your needs.
-
Identify important features
you need your new home to have.
Closing
Costs to Expect:
-
Lender
fees include charges for
loan processing, underwriting, preparation
and establishing an escrow account.
-
Third-party
fees include charges for
insurance, title search, and other inspections
such as termites.
-
Government
fees include deed recording
and state & local mortgage taxes.
-
Escrow
and interest fees include
homeowner's insurance, loan interest, real
estate taxes, and occasionally private mortgage
insurance.
Find
out how much your closing costs could be.
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